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August 16, 2004

Rental-Vacation Homes Can Pay Off

Review-Journal

"Many people dream of owning a vacation home but they're not exactly wealthy and are afraid of getting in over their head.

They hear about others who pay for their properties by renting them. What could be smarter than a real estate investment that lets you spend a couple weeks a year in your own slice of heaven?

But the details seem daunting. You've got to find renters, collect rent and deal with complaints and damages.

Don't give up. Vacation homes are no longer just for the wealthy, said Christine Hrib Karpinski, author of the book, "How to Rent Vacation Properties by Owner."

Cut out the "middleman" property management company and you'll not only break even on the mortgage, but turn a tidy profit, Karpinski said.

"I recently saw a statistic that said the average annual income of second-home buyers is $80,000," she said. "That's pretty solidly middle class. So if you're concerned that you don't have the resources to realize your dream, put that worry aside. Where there's a will, there's usually a way."

Karpinski offers the following tips:

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